Disruptive Technology

Disruptive Technology Before During AfterNew Market DisruptorPeer to Peer add Peer to peer (p2p ) l final stageing through websites such(prenominal) as Zopa .com and prosper .com . hatful lend m oney to one other on a private basis , direct on a similar bid system to eBay . People usurp notes from banks . The bank takes a fee for recording espousal and only people with solid credit dialect atomic number 18 usually permitted to borrow money . Niche tail end customers targeted , people who rebel against banking institutions and those who whitethorn usually be refused loans because of their background . E .g . self assiduous or freelance workers .

The commercialise is still a ecological niche grocery store but lending sites are bet to start offering bigger operate such as car loans and mortgages in the future and thereof the disruption is cause to become to a greater extent damaging to major banking institutionsLow End DisrupterMini wonks precise menial mills that can hightail it trade happen upon on a very small descale and shoddy to make and run (Christensen 2002 .Steel was produced by vast integrated brace mills that cost around 80 ,000 ,000 ,000 to build . there was sufficient room in the merchandise for all the active mills to operate profitably . infinitesimal mills started manufacturing small low item items such as rebars . The steel effort ignored the threat because the value of the market the minimills at tacked was low . bit by bit the minimills ! gained more and more market tract and manufactured more and more steel items .The last steel integrated mill was driven from the...If you want to get a full essay, revision it on our website: OrderCustomPaper.com

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